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Cash crunch! Those are dreaded words for a small business owner. If you’re up against a cash crunch, there’s a chance you didn’t see it coming. Or you were averting your eyes to the on-coming train wreck. Either way, you might have avoided the situation with the help of the
Cash flow forecasts got you down? Creating a company’s cash flow reports is a necessary part of managing a business, but can also be downright tedious. But take heart and explore these time-saving apps and tools that can make your cash flow reporting job a whole lot easier. In basic
All of the fear-inducing references you’ve heard and read about cash being king in your business are absolutely true. But cash isn’t just king. It’s the entire kingdom. Poor cash management is one of the leading reasons why many small businesses do not succeed.  Without
How to Keep Hiring Costs in Check As business owners think about hiring, however, there’s a strong desire to keep costs down. Many have been optimistic about hiring before, only to scrap those plans when the economy failed to improve. When they do hire, small businesses have a strong desire to get the best people possible
This is the second of four articles in a series about how you can better manage your seasonal sales fluctuations. In the first article we discussed Understanding Seasonal Sales Trends. In this second article we’ll talk about Planning for Seasonal Sales. The next articles cover Marketing
When the Great Recession hit back in 2008, I had just launched my own business after decades as an employee. If you, like me, were in business during that time, reading the news recently might give you a sense of déjà vu. Forecasts about mass corporate layoffs, dwindling job
Bank Loan Request - Document Use this document as a sample cover letter for a bank loan request.
How to Reduce the Cost of Bounced Checks The cost of bounced checks to small-business owners goes far beyond the penalty fees the banks charge for depositing bad checks. The time spent handling bounced checks and the havoc they wreak on cash flow are also part of the toll.
How to Choose a Cash Advance Provider Taking the time to choose the right business cash advance provider can be tough–especially if your business needs cash immediately. Don’t make the mistake of rushing into a cash advance transaction with the first company you’re approved by–shopping around can give you

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